What are the Common Long-Term Medical Costs after a Serious Injury?
The cost one incurs after a car accident or other serious incident can create a serious deficit in their finances. While they might have insurance that covers some of the medical costs, all insurance policies have limitations on payouts and deductibles. Also, when a victim did not cause the accident or associated injury, why should they be the one to shoulder the financial burden?
Instead, the at-fault party should pay for short-term and long-term medical costs. However, most victims do not realize the long-term costs associated with their accident- sometimes even with seemingly” minor” injuries. . Catastrophic injuries such as traumatic brain injuries (TBIs) or spinal cord damage are often accompanied by high medical costs– in some instances life-time costs.
Common Medical Costs Associated with Serious Injuries
- Physical Therapy – A serious injury, such as spinal cord damage, will require countless sessions of physical therapy. These sessions might help the victim regain all or some of their motor function, or it might be used to ensure other areas of the body do not deteriorate from lack of use.
- Emotional Therapy – When a person is permanently scarred, disfigured, or disabled, they often have feelings of anxiety, depression, anger, and so forth. Therefore, it is common for victims to receive psychological therapy during their recovery after the accident. Sometimes, a victim needs these services the rest of his or her life to cope with their injuries.
- Surgical Procedures – Serious injuries often require one or more surgeries to correct the damage and improve the victim’s quality of life. For example, an accident victim with burn injuries might go through multiple rounds of reconstructive surgery to help restore tissue as much as possible.
- Frequent Medical Care – For some victims, on-going medical care might be required. This could come in the form of an assisted living facility or in-home nursing care for the rest of the victim’s life.
- Medical Equipment Costs – A victim might also have excessive medical equipment costs, including in-home equipment that they need to function. Examples might include a wheelchair, crutches, walking devices, or a hospital-grade bed inside the home.
Ensure Your Long-Term Medical Costs are Covered
Long-term medical expenses may exhaust health insurance limits in a matter of months or a few short years. Depending on the severity of the injury, you could have these costs for the rest of your life. To ensure you have the best quality of life possible, your lawyer will seek all available compensation, and look for ways to preserve it, to account for those future, long-term costs.
The attorneys at Jacobs Law, LLC can help. We will fight aggressively for your right to compensation. Furthermore, we will calculate future costs so that the at-fault party is responsible for them.
Schedule your free, initial consultation by calling our office or by filling out an online contact form.