While none of us expects to get injured on the job, the reality is that none of us is immune from workplace injuries. Job-related injuries cause thousands of employees to miss time from work every year. If you have suffered a workplace injury, you may be entitled to file claims for both worker’s compensation and personal injury damages. Continue reading to learn more.
Common Workplace Accidents
From construction workers to nurses, people in all walks of life face risks for workplace injuries. The following are seven of the most common causes of workplace accidents:
- Falls. Falls account for over one-third of all construction site fatalities. Falls due to wet floors and other unsafe conditions can give rise to personal injury claims as well.
- Falling Objects. Falling objects also contribute significantly to the number of construction-related fatalities and are responsible for numerous serious injuries.
- Defective Products. Defective tools, truck parts, and other products can turn normal daily job duties into hazardous situations.
- Auto Accidents. If your job takes you on the road, a vehicle collision may be considered a workplace accident.
- Improper Maintenance. Vehicles, heavy machinery, and equipment all need to be properly maintained. Inadequate or improper maintenance can lead to unnecessary accidents.
- Overexertion. Employers should provide access to proper training and appropriate equipment to allow their employees to do their jobs without injury. Pulling, lifting, and carrying are all work-related tasks that can lead to overexertion injuries.
- Spread of Contagious and Infectious Diseases. If you contracted an illness while on the job and it could have been avoided had someone else exercised adequate care, you may have a claim for compensation.
Understanding Worker’s Compensation and Third-Party Claims
The workers’ compensation system provides no-fault compensation for injuries that occur on the job. This means that you can obtain workers’ compensation benefits even if your employer is not necessarily to blame for the accident. However, since it is a no-fault system, workers’ compensation only pays for your actual expenses – medical bills and lost wages – incurred as a result of your injuries. However, if a third-party was at fault in causing the accident, you can sue for all of the damages you suffered as a result of their negligence or misconduct. So, other drivers, tool manufacturers, and maintenance providers, for example, can all be held fully responsible for your injuries. As a result, if you have suffered a workplace injury, it is important to determine who is to blame. Once you know who is at fault, then you can seek full compensation for your injuries.
Experienced Workplace Injury Attorneys | Jacobs Law LLC
At Jacobs Law LLC, we represent individuals in third-party claims arising out of workplace injuries. If you have been injured on the job, we can help you determine if you have a third-party claim. To speak with an experienced Indiana attorney about your case, contact us today.