Don't Fall Victim to These Common Car Accident Claim Myths

Car accidents are a common occurrence in the state of Indiana – and being involved in one is likely to happen at least once in your life. Sometimes, these accidents are minor fender benders with no injuries, while other times they can result in serious and even life-threatening injuries. In the worst cases, deaths may occur.

There are a lot of misconceptions about accidents out there – and some of these myths may prevent you from filing a claim for your injuries. If you have been involved in a car accident, do not give into the common myths. Instead, speak with a car accident attorney to explore your options and understand your rights following an accident.

What Are the Most Common Myths?

Familiarize yourself with these common myths – and make sure that they are not preventing you from getting the compensation that you deserve after an accident.

  1. The laws regarding car accidents and claims are the same in all states. This is extremely untrue. If you are assuming that the state laws for you are the same as a friend in Texas, you could be missing out on the opportunity to file a claim and receive compensation for your injuries. Every state has its own laws that govern how claims are filed with insurance companies, and how lawsuits are handled. That is why you need to speak with a car accident attorney to explore your options.
  2. Receiving compensation from insurance companies is automatic and I don’t need an attorney. This is a common misconception that filing an accident claim is straightforward and doesn’t require special assistance. While you may think that you don’t need an attorney, an attorney is a valuable asset. They negotiate on your behalf, but also make sure that the insurance company is not trying to bully you into a settlement that is not fair for your injuries. Also, keep in mind that you must prove that the other party was negligent when filing your claim – and your word is not enough.
  3. The insurance company is on my side. This is never true. Insurance companies are there to do one thing: Protect their bottom line. If you are filing a claim with your own insurance company or another, keep in mind that regardless of how nice they may seem, they are still there to offer you the lowest possible settlement. This is why you need an attorney to protect your rights and accurately calculate how much your accident case is worth – otherwise, you could significantly shortchange your financial recovery.
  4. You can handle your claim on your own. Thanks to the plethora of information available on the internet, people assume that they can handle personal injury claims on their own. This is untrue. The statutes and procedures for filing a claim are very strict, and all it takes is the wrong form or missing a deadline to ruin a case. You need an attorney by your side to handle the legal aspect of things while you focus on your recovery.

Meet With a Car Accident Attorney in Indiana Today

If you have been injured in a car accident, contact the Indianapolis accident team at Jacobs Law, LLC now. We offer free consultations and can help you seek the compensation that you deserve following a serious accident. Schedule your appointment now by calling us at (317) 794-2024, or fill out our online contact form with your legal questions.