A Quick Q&A on Car Accident Lawsuits

Indianapolis, IN Car Accident Attorneys

After a serious injury, you may consider filing a car accident lawsuit against the responsible driver or their insurance company. Most likely, you will have dozens of questions. While you should always consult an attorney to get an answer, having a general idea of what to expect is helpful. These common questions and answers serve as a jumping off point but are not substitute for legal advice or guidance.

Common Questions and Answers About Car Accident Lawsuits

1. What is the most important thing I should do after an accident?

Before you do anything, the first and most important thing to do is seek medical treatment. While you may want to contact the insurance company, or even call a lawyer, taking care of yourself and ensuring you get better is the most important thing. When you do not seek treatment right away, insurance companies may try to deny your claim, saying that you were not as severely injured as you claim.

2. How does a personal injury attorney handle a case?

A personal injury attorney will take on numerous tasks while handling your claim. After the initial consultation, your attorney will then start the investigation process. Depending on the complexity of the case, this may take several days or weeks. Some things your attorney may investigate include collecting witness statements, reviewing the statute, visiting the accident scene, examining police reports, and more.

3. Will health insurance pay for my medical treatments?

In most cases, your health insurer will pick up the costs of your treatments. However, after you have begun the personal injury lawsuit process, your insurer will likely place a lien against your settlement. They will request funds from your settlement to pay back all amounts paid for your medical treatment regarding the injury.

4. What happens if the at-fault driver does not have automobile insurance?

Just because the driver lacks insurance does not mean you are without options. Sometimes, you can use your uninsured motorist coverage on your car insurance. Also, the faulty driver may have assets or be covered by an employer’s auto insurance policy. Your attorney will investigate potential ways to receive compensation, regardless of the insurance situation.

5. How will I know it is the right time to settle?

This is something that you and your attorney will discuss. Your attorney will have an estimate for what he or she feels is the appropriate personal injury compensation amount. From there, he or she will negotiate for that amount and, when an appropriate offer is received, your attorney may advise you to accept. If the insurer will not provide you with a good settlement, your attorney may advise to take the case to trial.

Speak with a Personal Injury Attorney and Receive Answers

If you have been injured, the best way to receive answers to your questions is to contact an attorney. Speak with one for free at Jacobs Law, LLC by calling our office or completing our online contact form.